Short-term disability insurance for rail members

SMART Transportation Division is pleased to announce that after careful study and planning, the Voluntary Short-Term Disability (VSTD) Trustees have decided to terminate the Plan’s contract with Anthem Life effective March 31, 2016. The plan will now be self-funded by SMART effective April 1, 2016, and Southern Benefits Administrators, Inc. will be administering the plan.

Coverage will continue to be automatic unless members choose to waive coverage or “opt-out.”

The SMART short term disability plan provides a basic “safety net” of coverage for SMART TD members and was designed to work in combination with Railroad Retirement sickness benefits.

Member coverage and premiums remain the same with our new provider.

The SMART short term disability plan pays up to $400 per week for up to 34 weeks a year, and provides 24-hour coverage, seven days a week, for accidents and sickness. The 24/7 coverage means on- and off-duty coverage for accidents and sickness.

The cost is $34.50 per month and is collected through payroll deduction.

New SMART TD members will be enrolled automatically unless they choose to opt-out of the plan by submitting a waiver form to SMART TD headquarters.

Members desiring additional disability insurance coverage may purchase an individual policy through the UTU Insurance Association. Contact your field supervisor or call the UTUIA Sales Department at (216) 228-9400 for more information.

You may view the various plan documents by Southern Benefit Administrators by clicking on the links below.

If your date of disability is prior to April 1, 2016, you must submit a claim with Anthem. Use the Anthem claim form and Anthem instructions as provided below.

Anthem Claims

Print the attached PDF. This is your Anthem VSTD Policy Certificate for rail members. It is a complete guide to your benefits.

If you have any additional questions, please contact your Regional Field Supervisor here.